According to the Federal Trade Commission (FTC), identity theft is the fastest growing crime in the country. Identity theft is attractive to criminals because it is easy to commit, hard to detect, and the perpetrators are hard to catch. To make the problem worse, the Internet has made identity theft simple to commit. At first glance, it would appear that the average citizen has no protection against identity theft, but appearances can be deceiving. One of the best defenses we have against identity theft is that it is easy to prevent.
1) Use Extreme Caution on File Sharing Sites
File sharing sites have made it easy to share interesting media with anyone who has access to the Internet. The problem with these sites is that it is inherently easy for someone to gain access to sensitive information - information is all someone needs to commit identity theft. Before installing file sharing software, you should read through the product guide and pay attention to sections about privacy settings. Make sure that your settings are adjusted so that no one has access to your sensitive information. Also, make sure to properly log off file sharing sites when you are done.
2) Properly Disconnect Your Computer from a Broadband Connection
If you have a broadband connection to the Internet (cable Internet, DSL, etc.) you not only have the advantage of speed, you also have a connection that is always on. An “always on” connection is convenient for quick access to your favorite websites, but an “always on” connection is also security risk. Hackers can use a connected computer to gain access to sensitive information, and you can potentially become a victim of identity theft while you sleep. Completely shut down your computer when you are done using the Internet; some experts suggest that you cut your Internet connection altogether when it is not in use.
3) Be Aware of Common Phishing Scams
Never respond to an email request for personal information; you should be particularly cautious if the email appears to be from a financial institution. Usually, these requests are criminals fishing (or phishing) for information – this is the quickest way to become a victim of identity theft. Stay on top of your financial accounts and be sure to check your statements each month. Always ignore these types of emails, even if it appears to be from a legitimate institution. If you believe your financial institution is attempting to make contact with you, you should call them directly – but do not call any phone number sent in an email, call the customer service department using the number you are used to calling. If you do not have their number, you should obtain it from a statement or a telephone directory.
4) Be Cautious When Sending Emails
Never send sensitive information in an email. Sensitive information includes your social security number, driver’s license, mother’s maiden name, home address, student identification number, bank account number, any type of pin number, etc. Just like any other form of correspondence, emails can be intercepted. If you are not careful, you can become an identity theft victim from the simple act of emailing someone your address; many companies use only your home address as a means of identification at telephone customer service centers – if this info is breached, a thief can have free access to all kinds of personal data about you.. If you need to give your sensitive information to someone who is personally known to you, give it to them in person.
5) Use Security Software and keep it Updated
This one may seem like a no-brainer, but many people neglect to use security software on their computer systems. Security software includes firewalls, virus protection, and spyware protection. Hackers make perfect identity thieves because their persistence can pay off for them in big ways – and effectively wreck your credit in the process. In the early days of the World Wide Web, hackers were mainly annoying nerds seeking to wreak havoc on unsuspecting web surfers. Currently, some hackers have emerged as sophisticated criminals who can commit identity theft with mind boggling ease. Make sure that you purchase and install security software before you utilize the Internet, and be sure to keep it updated as recommended.
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Rachelle Williams - Rachelle Williams has been writing on the web for 2 years. In addition to Suite101, Rachelle Williams is a contributing writer for Demand ...
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